The drama around the next Fed chair isn’t really about traders glued to their terminals; it’s about the family wondering if they dare lock in a 30‑year mortgage, or the retiree praying savings don’t melt under rising prices. One choice could keep loans cheap but let inflation nibble away every raise. Another could slam the brakes, cooling prices while making new jobs harder to find and promotions slower to come.
Behind the cameras and speculation, most people want something less glamorous: predictability. A sense that the bill due next month won’t suddenly double, that a used car or a first home won’t drift out of reach overnight. When the president finally speaks the name, the press conference will end in minutes. The consequences will arrive quietly, folded into credit‑card statements, pay stubs, rent checks—deciding, day after day, whether life feels manageable or on the brink.
